The problem with Adware:
Adware is any software application displaying or advertising banners while the program is running. Some Adware are used in pop-up windows to display their banner advertising. Some people think that Adware are same as spyware, but Adware isn't necessarily spyware.
Major concerns of Adware are their annoying window pop-ups and also changing of display advertising banners so often to caused the slow down for dial-up connection users.
The problem with Spyware:
Obviously, your own privacy is a major problem caused by spyware. While according to many well known or big spyware companies, the information gathered will be not sensitive or identifying date.
So there are no such information like credit card information been gathered. The information been gathered will be like your surfing habits, spending habits and other non-sensitive information's that is useful for marketing. But that's what big spyware companies are doing, we never know what type of information been secretly gathered by illegal companies or by individual like a 12 years old kid.
Other problem is that spyware will continuously send data back to their internet server using your internet connection, this may slow down your connection if there are too many spywares in your computer. Also there maybe some poorly written spyware that contains bugs and causes your computer to lock up or malfunction.
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